30-year mortgage rate

7.11% (national figure) · up 0.07 points since Jan 2025

30-year mortgage rate (national figure) is 7.11% as of November 2026. That is up 0.07 points (1%) since January 20, 2025 and up 0.39 points (5.8%) versus the 2024 average, and up 0.87 points year over year.

Latest

7.11%

Since Jan 2025

▲ 0.07 points (1%)

Since 2024 avg

▲ 0.39 points (5.8%)

Year over year

▲ 0.87 points (13.9%)